The average person has 100+ online accounts worth thousands in digital assets, yet fewer than 10% have a digital estate plan. Without one, heirs may lose access to photos, crypto, and financial accounts permanently.
What to Include
- Password manager master credentials
- Cryptocurrency wallet seed phrases
- Social media legacy contacts and memorialization preferences
- Email account recovery codes
- Digital subscription and financial account access
46 states have adopted the Uniform Fiduciary Access to Digital Assets Act, giving executors legal authority to manage digital assets. But without documented instructions, even legal authority may not help access encrypted accounts.
